Eddie Hoskins - Hoskins Realty, Inc | 508-317-6045 | ed@hoskinsrealty.com


Posted by Eddie Hoskins on 11/11/2019

Selling your home presents many opportunities and challenges. On the one hand, home sellers have an opportunity to earn a profit if they can stir up substantial interest in their properties. Comparatively, selling a home can be difficult, particularly for property sellers who are working in a buyer's market.

Ultimately, the home selling experience should be memorable for all the right reasons, and we're here to help you get the most out of the property selling journey.

What does it take to enjoy an unforgettable home selling experience? Here are three tips to ensure you can do just that.

1. Conduct a Home Appraisal

You love your home, but you also understand that your residence is far from perfect. As such, a home seller should perform a property appraisal before adding his or her house to the real estate market.

During a home appraisal, a property expert will examine your residence and identify any problem areas. That way, you can uncover "hidden" problems with your residence and correct these issues as needed.

A home appraisal is exceedingly valuable, especially for home sellers who want to get the best price for a property. The appraisal may require only a few hours to complete and will provide you with comprehensive insights into your home's strengths and weaknesses.

2. Prep Your Home's Exterior and Interior

Your home only gets one chance to make a positive first impression on property buyers, so why not make the most of it?

With a dazzling home exterior, you can boost your home's chances of generating plenty of interest from property buyers.

Home exterior improvements often are simple to complete. In fact, quick, easy tasks like mowing the front lawn or removing dirt and debris from walkways can make a world of difference in the eyes of homebuyers.

Don't forget to clean your home's interior as well. Mopping the floors, wiping down countertops and performing other home interior maintenance may help your residence stand out to property buyers during home showings and open houses.

3. Collaborate with a Real Estate Agent

With a real estate agent at your side, you should have no trouble enjoying a terrific home selling journey.

A real estate agent is a housing market professional who understands what it takes to sell a residence. He or she can provide extensive insights into real estate market trends and ensure you can make informed home selling decisions.

Typically, a real estate agent will set up home showings, negotiate with homebuyers on your behalf and promote your residence. This housing market professional also will respond to your home selling concerns and queries. By doing so, a real estate agent can help you accelerate the home selling cycle and optimize the value of your residence.

When it comes to selling your home, hiring a real estate agent is a must. This real estate professional will go above and beyond the call of duty to streamline the home selling process and help you can get the best results possible.




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Posted by Eddie Hoskins on 11/4/2019

When you want to buy a home, you know that good credit will be necessary. You may have heard some things about your credit score that just arenít true. Read on to set the record straight on some of the most significant misconceptions about credit. 


Checking Your Credit Only Gives You Knowledge


Checking your credit score or report will not lower your score. The only way checking a score is damaging to a credit score is in the form of credit inquiries. This is when a lender, employer, or other merchant checks your credit in order for you to either gain employment or open a new line of credit. You have the right to review your score without it being impacted. 


You Shouldnít Carry Balances


The best way to keep a high credit score is to use a credit card and pay the balance off in full each month. Itís a false belief that carrying a balance is an excellent way to increase your credit score. You need a low debt level to maintain a good credit score. 


Your Age And Income Have Nothing To Do With Your Score


Itís natural that older people who have a longer credit history have a better shot a good credit score, but your age has nothing to do with your score. It all depends on when you established credit. Some people started their credit histories early because their parents opened accounts for them. Others needed to wait awhile before opening their first credit card account. 


Your income also is not a factor in determining your credit score. It may be true that if you have a higher income, itís easier to stay out of debt, but the amount of money you make has no direct impact on your score. 


You Cannot Access Your Credit Score For Free


You have a legal right to obtain a free copy of your credit report once a year but, your credit score isn't included in this report. There are free services that are outside of your credit report that will give you your credit rating, but you need to search for them. Itís a good idea to check your credit report periodically, but you should also know your score especially if you're getting ready to make a big purchase such as buying a home.


Your Credit Matters More Than You Think


While you know your credit score matters when you head to get a home loan, you may not know just how many entities take your credit into account when you apply for them. Some things you may do where your credit score matters:


Apply for a job

Apply for a credit card

Rent an apartment

Sign up for phone and Internet services

Get other utilities in your home


Your credit history gives a picture to the world to let them know if youíre financially stressed. If you have gone through rough patches, there are always ways to bring your score up. If you had a judgment ruled against you in a lawsuit, for example, that would only appear on your credit report for a certain number of years. Lenders will often allow you to explain bumps in your credit report as well. Understanding credit is half the battle to a good score!      




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Posted by Eddie Hoskins on 10/28/2019

When itís time to buy a new home, youíll hear a lot about the importance of location. How can you choose a place? Whether youíre moving around the corner or across the country, there are a few essential things that you should know in order to select the best place for you to live. Read on for some questions that you should ask yourself when trying to find a good fit for a  location to live. 


What Should Be Close?


Thereís more to a home than what schools are nearby or how close you are to work. While these things are essential, youíll need to understand more about our lifestyle to find an excellent location. Youíll have to look at your life and your familyís life on a day-to-day and weekly basis. What types of activities do you enjoy? How close do you want to be to a grocery store, a gym, or a shopping center? How close do you want to live to the city? The mountains? The beach? Does your family enjoy outdoor recreation like hiking or walking through the park? Making sure that the things that are important to you and your family are accessible will be a big part of choosing a location to move.


How Walkable Is The Neighborhood?


If your kids will be walking t school, or you enjoy daily strolls with the family dog, the walkability of a neighborhood is important. Many places allow you to walk everywhere right out your front door to the grocery store or the hair salon without ever setting foot in a car. You may even want to be able to walk to a bus or subway in order to get to work each day. Walkability is an important aspect to consider when looking at home locations. 


Who Lives Nearby?


You may want to consider who lives nearby when looking at different neighborhoods to move. If you wish to live near family or know some good friends who live close, this could be a good starting point for finding the right location to live. Itís always easier to make the transition to a new area when you know a few people.


How Quiet Is Too Quiet?


Some people love peace and quiet. Other people need a lively environment that allows them to access the hustle and bustle any time they choose. Knowing your want for peace is a big lifestyle choice and a large part of selecting a location to live in. The closer you move to a big city, the easier your access to the more exciting side of life will be. The further away you live from the city, the more likely you are to have more quiet.      




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Posted by Eddie Hoskins on 10/21/2019

If you have a lot of items that you need to move from one address to another, it may be tempting to try to complete your relocation as quickly as possible. However, when it comes to moving day, it pays to take a slow, steady approach.

Ultimately, you should try to plan plenty of breaks throughout moving day. There are many reasons why it can be beneficial to schedule regular moving day breaks, including:

1. You can help your moving team stay focused.

Let's face it Ė even the most diligent person can get tired of moving big, heavy boxes. Fortunately, regular breaks enable an individual to sit down, relax and regain the necessary strength to complete a successful move.

When it comes to moving day, regular breaks can help all members of a moving team stay on track. Even providing moving team members with a few minutes each hour to grab a beverage or snack can deliver long-lasting benefits. In fact, with regular moving day breaks in place, moving team members may gain extra motivation to work hard and do the best job possible.

2. You can reduce the risk of accidents and injuries.

Over the course of moving day, a moving team can become tired and exhausted. Without rest, moving team members risk making costly mistakes as well.

On moving day, it is always better to err on the side of caution. If you provide your moving team with regular breaks, you can reduce the risk of moving day accidents and injuries.

3. You can enjoy both work and play.

Moving day can be tough on all parties involved, so why not try to inject a little bit of fun along the way? Thankfully, regular breaks can provide a moving team with the support it needs to get through a stressful experience.

For example, you may want to consider hosting a pizza party during a moving day lunch break. This celebration gives moving team members the opportunity to enjoy a delicious lunch, converse with their peers and, perhaps most important, earn a reprieve from the hustle and bustle of moving day.

You also can provide lots of delectable snacks and tasty beverages that a moving team can enjoy during breaks. These treats will help a moving team maintain its energy levels and remain sharp.

If you need extra assistance on moving day, don't hesitate to hire a moving company, either. This business employs courteous, professionally trained specialists who understand the ins and outs of moving. As such, a moving company can help you seamlessly navigate all stages of the moving process.

Lastly, if you need help as you prep for moving day, it never hurts to contact a local real estate agent. In addition to helping you buy or sell a house, a real estate agent can put you in touch with the best moving companies in your area.

Schedule regular breaks during your move Ė you'll be glad you did. With these breaks in place, you can increase the likelihood of a successful transition from one address to another.





Posted by Eddie Hoskins on 10/14/2019

So, you recently downsized your living space. You mentally prepared to adjust your lifestyle to a more compact living area, you reorganized all your belongings, implemented new storage systems and found the most effective furniture arrangements, but what about the dog? While the new living arrangement might be a little adjustment for you, it could be a more significant adjustment for your pets, especially for dogs used to a large backyard and play area. How can you help your pet make the transition? Try some of these tips. 

Design their backyard ahead of time.

Just as you investigated the best way to layout your new home to make the downsizing transition work for you, your dog will need help designing their new yard space to make the smaller area work for them. Start by separating and designating areas your dog needs as much as possible. Did your pet have a specific bathroom area in their old yard? It usually is in a corner far away from their play areas or your entertainment areas. Having a designated place to "go" is a comforting factor to your dog. It may be harder for them to find and keep a specific location in a smaller yard without infringing on their play area. Before bringing your dog into the new yard take a look at the space and figure out the best place for their house, potty area and play areas. Try keeping their home and the potty regions in opposite corners with a corridor, or the most extended angled area you can find, available for play. When you first introduce your pup to the yard walk them around the perimeter, introduce them to their house, and get them to mark in their new bathroom corner. You should do this daily for at least a couple weeks to help ingrain the different areas and help them separate the spaces in their yard.

Keep your dog entertained. 

If you have an outdoor dog that is used to a large yard, particularly if you have a larger breed, you may find that they are having trouble adjusting to a small yard. While they used to be able to occupy your time at work with chasing birds or squirrels and generally running around, they now have less natural entertainment in the small condo or bungalow yard. When you come home from work, do they seem bored? Are they very antsy? Are they tearing up your new yard looking for something to do? Depending on your pet's play preferences - chewing, tugging, digging - there are simple DIY backyard projects you can tackle to provide more independent play activities for your dog.

  • Tug of War - Installing an independent tug toy is a very effective entertainment source for your dog. You can DIY this set up using a fence or stair railing post, or by planting a large stake in the yard. Grab a short bungee cord and a long piece of thick rope from your local hardware store. Tie several large and tight knots at the end of the rope, then tie the rope around the center of the bungee cord. Wrap the cord tight around the post several times until it has no flex when hooked together. If you donít have a post available invest in a long metal stake that you can secure in the ground, then use a medium size carabiner to clip the rope toy to the post. Introduce the toy to your dog and entertain them for hours.
  • Digging Area - If your dog likes to dig but can quickly dig up your entire new yard, try establishing a specific digging area for him. Take another corner of your yard, or a place along the side yard if you have one and dig out a small pit. Fill the hole with heavier sand or mulch to make it easier for your dog to dig. Convince them the new pit is the right place to dig by burring a bone, their favorite toy or a treat and show them they can dig to find it. Continue establishing the spot with your dog over the first few weeks, and they'll soon be burying their bone there themselves and have a new independent play option.

Maintain the yard. 

Work to keep your yard space clean and usableófor you and the dog. You may not have had to pick up poop daily on your larger property. It is now imperative to keep the bathroom area clean and contained. And, maintain as much usable space in the yard as possible. If you host a bbq make sure you clean up and restore any furniture that encroaches on your dogís play area.

If you have a large dog who needs a bigger outdoor space, make sure you take up this concern with your real estate agent while you look for your new home, so they can help you find the best option for downsizing that keeps you and your pup happy. For even more life enjoyment expand your pup's living space with indoor activities as well. Spending time with you in your space is also good for the dog's stimulation. See part two of this article for tips on entertaining your pet indoors.




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