Eddie Hoskins - Hoskins Realty, Inc | 508-317-6045 | ed@hoskinsrealty.com


Posted by Eddie Hoskins on 8/16/2019


1 Ash St, Townsend, MA 01469

Single-Family

$190,000
Price

6
Rooms
3
Beds
1
Baths
THIS THREE BEDROOM RANCH style home with two car garage, large entry foyer, spacious kitchen, a full bath, large living room, and a beautiful fireplace are just a few of the many unique features in this home. All inspection costs are the responsibility of the buyer including smoke detectors. The buyer will also assume responsibility for utility turn-on and turn-off for inspections. Buyer and buyer agent must due diligence and verify all information. THIS PROPERTY CANNOT BE SOLD FOR LESS THAN LIST PRICE - MUST SELL FOR LIST PRICE OR HIGHER. The condition of the property may not support the connection of utilities and no repairs will be done by the Purchaser or Seller to make the property available for connection or de-winterization. This is a Fannie Mae property
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Eddie Hoskins on 8/12/2019

You honestly may not get the chance to deep clean your home very often. When you do clean your house, there are a few places that are harboring many germs that are easily overlooked. Below, youíll find some of the dirtiest areas in your home that need to be scrubbed well.


Handles And Knobs In The Kitchen


Youíre handling everything in the kitchen from dirty dishes to raw meat. After touching these items, youíre grabbing drawers, refrigerator door handles, oven doors, and more. All of the bacteria that is on your hands is transferred to these items. You should scrub these areas down on a weekly basis with a simple vinegar and water solution.


Your Computer And Accessories


If youíre like most people, you spend a lot of time at your computer. You eat drink, talk on the phone, and everything else right in front of your computer. Itís a good idea to rid the bacteria that are collected all over your computer and accessories. You can detach the attachments from your computer a dab them with a mild soapy water solution, or just wipe them down with a pre-moistened anti-bacterial cloth. 


The Toothbrush Holder


You use your toothbrush to clean your teeth, but do you ever clean the place where it sits? You can quickly place your toothbrush holder in the dishwasher once a week, or sterilize it with hot water and soap. As a bonus, you should clean your toothbrushes by boiling them in water for a few minutes. 


The Handrails And Doorknobs 


Everyone uses the railings on the stairways, but itís a good bet that no one cleans them very often. You can use a simple hot water and vinegar solution to scrub railings and doorknobs down. Wipe them dry, and theyíll be as good as new with less germs. 


The Light Switches


As you go in and out of rooms, you probably donít think of cleaning off the light switch panel. Germs are easily spread there as people go in and out, turning a light on just to wash their hands. Vinegar and hot water will do the trick here as well. Just wipe switches down with a cloth soaked in the solution and pat dry. 


The Sinks


While you may wipe down around your sink often, the faucet and surrounding areas may need a little love. Faucet handles should be scrubbed on a daily basis with hot soapy water. As a bonus, if you want to make your sink shine, create a paste with vinegar and baking soda. Once you scrub it on the faucet, rinse off for a fantastic shine.     



         




Categories: Uncategorized  


Posted by Eddie Hoskins on 8/5/2019

If your house is already on the market, you're probably familiar with the hectic process of getting it in presentable condition for the next showing.

Since there are so many things to remember, it can be helpful to create a "pre-showing checklist" you can refer to whenever you need it. Your reliance on the list will probably diminish over time, but it can be a good way to become more organized, focused, and efficient.

Even the simple action of writing down your priorities will make an impression on your mind and help reinforce your memory of what needs to be done prior to a showing or open house. Here are a few tips for staying on track, simplifying the process, and remembering important tasks that are all-too-easy to forget.

Stay One Step Ahead of Dust

Ideally, every room in your house should be dusted at least once a week, but that chore often tends to get postponed, overlooked, or just plain avoided! The problem with not dusting on a regular basis is that it tends to accumulate and get worse. What often occurs to home sellers is the sudden realization -- typically, just before walking out the door prior to a scheduled house showing -- that there's a thick layer of dust on your window blinds, baseboards, or book shelves.

If you're literally minutes away from a real estate agent showing up at your front door with clients, it's generally too late to do anything about the dust accumulations. However, if you've tackled those issues a day or two before they're walking up your front pathway, you can put your mind at ease that you've conquered the "grunge factor"! If you happen to have a housekeeper handling those details, it might pay to casually remind them to do an extra-thorough job on those dusty, grungy areas.

If you have kids (and even if you don't), dirt, finger prints, and hand smudges can often be found around light switches, cabinets, and door areas. While that might be the last thing you think about when preparing your home for a showing, it could be one of the first things potential buyers notice. Although perfection is an unrealistic standard to aspire to, "the devil is in the details!" In other words, it can be the small, easily overlooked details that undermine your chances for making a great impression on prospective buyers.

A Word About Mouse Traps

Whether you live in a mansion or a bungalow, nearly all homeowners occasionally have problems with mice sneaking into their basement, garage, or attic. Sometimes the little critters even find their way into your main living area (eek!). That's why it makes sense to set up a few mouse traps in areas where mice are most likely to enter. Mouse traps come in a variety of designs, some of which are better for homes with pets, children, or squeamish adults!

When it comes to preparing for a house showing, it's always a good idea to check mousetraps for "victims" that may have sprung your devices. Ideally, mousetraps shouldn't be placed in conspicuous spots, but you definitely don't want buyers to see dead mice anywhere in your house. Granted, live ones are worse, but -- in either case -- any infestation (or the perception of one) could be a deal breaker!





Posted by Eddie Hoskins on 7/29/2019

This Single-Family in Lowell, MA recently sold for $322,500. This Ranch style home was sold by Eddie Hoskins - Hoskins Realty, Inc.


178 Havilah St, Lowell, MA 01852

Belvidere

Single-Family

$273,000
Price
$322,500
Sale Price

7
Rooms
3
Beds
2
Baths
THIS THREE BEDROOM RANCH style home with two car garage, large entry foyer, spacious kitchen, two full baths , huge family room and two beautiful fireplaces are just a few of the many unique features in this home. All inspection costs are the responsibility of the buyer including smoke detectors. The buyer will also assume responsibility for utility turn-on and turn-off for inspections. Buyer and buyer agent must due diligence and verify all information. THIS PROPERTY CANNOT BE SOLD FOR LESS THAN LIST PRICE - MUST SELL FOR LIST PRICE OR HIGHER. The condition of the property may not support the connection of utilities and no repairs will be done by the Purchaser or Seller to make the property available for connection or de-winterization. This is a Fannie Mae property. MULTIPLE OFFER PROCEDURE :Multiple Offer Deadline Ė May 14, 2019, 01:17:00 PM (EDT)

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Categories: Sold Homes  


Posted by Eddie Hoskins on 7/29/2019

Mortgage interest rates have a remarkable effect on the overall long-term cost of buying a property through financing. Mortgage borrowers are looking for the highest possible rates while lenders have to manage their risk by charging interest rates. Borrowers with good credit histories and stable finances are those who can access a mortgage with lower interest rates. The financial status of borrowers has a significant impact on the interest they can get; government fiscal policy and other economic factors can affect mortgage rates on a global level. Below are some of the factors that can affect your mortgage interest rates:

Inflation 

Inflation causes the price to rise gradually. It is a critical factor in the overall economy and an essential element for mortgage lenders. It reduces the purchasing power of dollars. And, mortgage lenders manage the interest rates such that it will be able to withstand the reduction of purchasing power through inflation to make sure that there is a real net profit on their interest returns.

The Level of Economic Growth

The gross domestic product and the employment rates are the economic growth indicators that have a remarkable effect on mortgage rates. When economic growth rates increase, there is higher income, and there is an increase in the level of consumer's spending which translates to a rise in consumers seeking mortgage loans. 

Federal Reserve Monetary Policy

The monetary policy of the Federal Reserve Bank is one of the essential factors that affect mortgage interest rates and the overall economy. The Federal Reserve Bank does not stipulate a specific price in the mortgage market, but the establishment of the federal funds' rates and the adjustment of money supply upward or downward have a pronounced effect on the mortgage interest rates that are available to borrowers.

Generally, a rise in the supply of money pressures rates downward while a reduction in money supply puts upward pressure on rates.

Housing Market Condition

The conditions and trends in the housing markets can influence mortgage rates. When there is a decrease in the number of new constructions, there is will a reduction in home purchases which automatically leads to a decline in demand for mortgages. This situation makes the interest rates to reduce. Another trend that affects the mortgage rate is the number of consumers renting an apartment instead of buying a home.

The rise and decline of mortgage interest rates operate based on the basic rules of demand and supply. All the factors mentioned above have a pronounced influence on mortgage rates. Most importantly, your financial standing affects your mortgage rate. It is essential to speak to a financial advisor before deciding on starting a home purchase and mortgage process.







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